What is Zero Depreciation insurance?

Zero Depreciation (or Bumper-to-Bumper) is an add-on cover that ensures you get the full claim value at the time of repair without any depreciation being deducted on parts replaced.

Can I renew an expired policy?

Yes. If your policy has expired, our team helps with a break-in inspection and reinstates the coverage so you stay legally and financially protected.

How long does claim approval take?

For straightforward cashless claims at Bimal authorised workshops, approval is usually completed within 24–48 hours after the surveyor's inspection.

Can I transfer my No Claim Bonus (NCB)?

Yes. NCB belongs to you, not your car. When you sell your existing car and buy a new one, we help you transfer the accumulated NCB to the new policy.

What documents are required for a claim?

Typically, a copy of the policy, RC, driving licence, FIR (where applicable), claim form and photographs of the damage. Our advisors share the full checklist based on your case.

What is a cashless claim?

A cashless claim means you do not pay the workshop directly for covered repairs — the insurer settles the bill with the Bimal authorised workshop, and you only pay applicable deductibles or non-covered items.

Indian family with their insured Maruti Suzuki car

Protect your Maruti with the right insurance cover

At Bimal Auto Agency, we help you choose, renew and claim your Maruti Insurance with complete assistance from our insurance experts — across Assam.

— Why Bimal Auto Insurance

India's most trusted car insurance partner

Cashless Claim Support
Get assistance for claim processing at Bimal authorized workshops.
Genuine Maruti Repairs
Repairs using Maruti Genuine Parts by trained technicians.
Dedicated Insurance Advisors
Our insurance experts help compare plans and renewals.
Quick Claim Guidance
Support from accident reporting to vehicle delivery.
Renewal Reminders
Never miss policy renewal dates.
One-Stop Solution
Insurance + Service + Bodyshop under one roof.

— Insurance Services We Offer

Insurance Services We Offer

New Car Insurance

Get the right insurance plan while purchasing your Maruti.

Policy Renewal

Renew expired or existing policies quickly.

Insurance Endorsements — Transfers & Others

Ownership transfer, address/name corrections and other policy endorsements.

Break-in Insurance

Expired policy? We help reinstate coverage.

Our Claim Process

Simple Steps, Hassle-Free Claims

We've simplified the insurance claim process to ensure a smooth and stress-free experience — from first call to key handover.

Accident / Damage Reporting

Inform us about the accident or damage through our helpline or website.

Contact Bimal Insurance / Workshop Team

Our team will assist you and guide you through the next steps.

Survey & Estimate

Our surveyor will inspect the vehicle and provide a detailed estimate.

Cashless Approval

We will get cashless approval from your insurer for a seamless experience.

Repair at Bimal Workshop

Your vehicle will be repaired by our expert technicians using genuine parts.

Vehicle Delivery

Once repairs are complete, we deliver your vehicle back to you in perfect condition.

Accident / Damage Reporting

Inform us about the accident or damage through our helpline or website.

Contact Bimal Insurance / Workshop Team

Our team will assist you and guide you through the next steps.

Survey & Estimate

Our surveyor will inspect the vehicle and provide a detailed estimate.

Cashless Approval

We will get cashless approval from your insurer for a seamless experience.

Repair at Bimal Workshop

Your vehicle will be repaired by our expert technicians using genuine parts.

Vehicle Delivery

Once repairs are complete, we deliver your vehicle back to you in perfect condition.

— Insurance Renewal Widget

Renew Your Policy

Renew your Maruti Suzuki insurance in minutes — secure and assisted by our Bimal insurance experts.

— Why Renew Through Bimal?

Why Renew Through Bimal?

Feature	Direct Insurer	Bimal Auto Agency
Policy Renewal	✓	✓
Claim Assistance	Limited	✓
Cashless Repair Support	Limited	✓
Workshop Coordination	✗	✓
Genuine Parts Repair	Depends	✓
Dedicated Advisor	✗	✓

— Insurance Add-ons Explained

Insurance Add-ons Explained

Zero Depreciation
Get higher claim value with minimal depreciation deduction.
Roadside Assistance
24x7 support for breakdowns and emergencies.
Return to Invoice
Provides financial coverage in theft of total loss scenarios.
Engine Protect
Protection against water ingress and engine damage.
Key Protect
Coverage for lost or damaged keys.
Consumables Cover
Protection for nuts, bolts, oils and consumable items.
Tyre Protect
Coverage against tyre damage.
EV Secure
Provides comprehensive protection for battery, electric motor and battery management system.
HEV Secure
Covers against repairs or replacement due to consequential loss/damage to hybrid battery.

— Insurance Endorsements

Policy Endorsements — transfers & other changes

An insurance endorsement refers to any change/correction made to your existing motor insurance policy. It is required in instances such as changes in vehicle ownership, addition of a CNG / LPG kit, increase / decrease in coverage, taking an optional cover, change in geographical area, addition or removal of electrical accessories and so on. There is no alteration made in the original policy, instead an Endorsement Certificate is provided to such changes.